Job Description

About the Role

Our Client is hiring a Senior Loan Officer/Underwriter. Title will be Officer ~ Vice President depending on level of experience. Locations: Georgia Loan Center - Duluth, GA; Eastern Loan Center - Fort Lee, NJ. The role supports the Loan Center Manager with day-to-day loan center operations, implements marketing strategies, works with loan center staff to achieve assigned goals, ensures compliance with operating policies and regulatory requirements, communicates with management and staff, and provides periodic reports.

Responsibilities

• Review credit memorandums for new, renewal, extension, and modification of existing commercial credits.
• Make preliminary decisions on credit memorandums and inquiries for new applicants (GA Loan Center).
• Monitor the commercial loan portfolio to ensure covenant compliance and appropriate risk ratings.
• Minimize the number and balance of defaults through ongoing portfolio review and communication with borrowers/guarantors.
• Provide support to lending staff on underwriting, customer service, decision making, loan structuring, loan monitoring, and related lending matters.
• Work with loan staff to develop and implement localized marketing strategies for bank products.

Qualifications

• 2+ years of commercial lending experience or similar.
• Strong understanding of financial statements, credit modeling, and lending statements.
• Proficiency in Microsoft Excel and loan underwriting tools.
• Experience with marketing.
• Bilingual (English and Korean) (preferred).

Compensation

Yearly up to $80,000 for applicants with 2 - 4 years of experience.*

*Actual cap will depend on the candidate's experience but is negotiable.

Benefits

• Full insurance coverage (Medical, Vision, Dental) for employees and their immediate dependents.
• Life insurance coverage for employees only.
• Monthly premium for insurance covered by the bank (not deducted from employees' pay).
• 401(k) enrollment with employer matching of 5%.
• Paid Time Off (Vacation, Sick, and Personal Days).
• Additional PTO days and vacation expense reimbursement for employees with continued years of service.
• Marriage leave: additional PTO days for the marriage of employees or their immediate family members.
• Employee loans: personal and residential real estate loan availability at preferential rates.
• Banking products: free checking, wire transfer fee waiver, money order, etc.

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